James Houghton

James Houghton is a Financial Adviser with over 20 years of experience in financial services, including 18 years in wealth management at Merrill Lynch and as founder of Houghton Wealth Management, which was acquired by St. James's Place in 2022. 

He is known for his expertise in complex financial and estate planning, combining technical proficiency with a patient, empathetic approach to advising clients at all stages of their financial journey, and outside work enjoys golf and football. 

The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Ludian Financial Planning Limited is registered in England and Wales, Number 16709363. Registered Office: St. James's Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP.